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Modern Auction Payments
Fast, Secure, Compliant: Modern Auction Payments
Fast, Secure, Compliant: Modern Auction Payments
Modern Auction Payments
Built-In Payment Integrations That Work for You
BidHarvest® have partnered with leading global payment gateways so you can give your buyers the ecommerce experience they expect and show vendors that you have state of the art payment solutions to ensure they will be paid faster too:
Core Card Payment Integrations
- Stripe
- WorldPay
- Opayo (formerly SagePay)
- PayPal
Invoices issued through BidHarvest® include instant online payment links, and can be settled using any major card, from Visa to Amex, within seconds, all with secure 3DS checks in place (for participating card holders/banks).
Where bidders have stored cards, they can even opt into AutoPay where invoices are automatically paid the moment they’re issued.
Open Banking with Stripe
Our Stripe Open Banking integration lets buyers pay directly from their bank account, securely, instantly, and without entering any card details.
Faster than manual bank transfers, fully auditable and far more secure than copy-pasting account numbers.
Marketplace Escrow & Multi-Vendor Sales with Stripe Connect
For clients running marketplace or consignment-based auctions, our Stripe Connect integration enables:
- Split payouts to auctioneers, vendors, or consignors
- Escrow-style flows where funds are held until item collection or clearance
- Full payout audit trails and financial transparency
Perfect for multi-vendor sales, salvage auctions, or peer-to-peer platforms where transactional trust matters. To find out more about how Stripe Connect can be utilised by auction businesses please reach out to one of our sales account managers who will be happy to provide guidance.
Stripe Identity: Built-In KYC / AML Protection
Security and compliance are central to every payment you take. That’s why we’ve integrated Stripe Identity, enabling auctioneers to:
- Verify buyer ID with photo uploads and government-issued documents
- Run AML / KYC checks (including PEP and sanctions screening)
- Flag and reject fraudulent card use
- Add an extra layer of security for high-value or high-risk transactions
This allows you to accept payments confidently and meet the increasing regulatory expectations around online bidding and money movement.
Payments Linked Directly to Invoices
Every invoice issued by BidHarvest® is:
- Automatically formatted and itemised (including VAT and surcharges)
- Sent by email with instant payment links
- Visible in the My Account area, where bidders can pay using cards, stored details, or bank transfer
No manual uploads. No chasing paperwork. Just fast, auditable settlement that works for both you and your buyers.
Why This Matters for Your Auction House
Pain Point | BidHarvest® Solution
Late payments | AutoPay + real-time payment links mean faster settlement
Manual payment matching | Integrated ledger updates in real time as payments clear
Compliance risk | Stripe Identity handles AML, PEP, and fraud checks
Complex payouts | Stripe Connect supports multi-vendor and escrow auctions
Invoicing confusion | One system, one invoice, multiple secure ways to pay
💡 Use Case: How It Works in Practice
- Auction ends
- Invoices can be checked, edited, and once generated are emailed immediately
- Buyer opens invoice → taps “Pay Now” → uses card or bank
- Payment clears → BidHarvest® updates the ledger and triggers release paperwork
- Admins view payment status instantly — no calls, no spreadsheets
In many cases, you’ll see payments arriving within minutes of the invoice being released.
Give Bidders the Experience They Expect and Get Paid Faster
From first-time public buyers to seasoned trade clients, today’s bidders expect modern, secure, flexible ways to pay and BidHarvest® delivers an ecommerce-like experience out of the box.
Book a demo to see how our payment integrations can improve cash flow and reduce operational risk.
Auctioneers need payment tools that are secure, fast, and frictionless, designed for the realities of selling online to global bidders.With BidHarvest®, you get a complete, out-of-the-box integrated payments solution, offering card payments, open banking, and even marketplace escrow, with the option of compliance tools built in. That means invoices can be paid instantly, money flows faster, and your team spends less time chasing payments or managing risk.
We’re still working on this content and it’s not quite ready yet — but if you’re interested in this feature, we’d love to hear from you! Please get in touch and we’ll be happy to share more details or keep you updated as soon as it’s available.
Frequently Asked Questions
Yes. We support multiple online merchants, including Opayo, WorldPay and Stripe. Stripe is the most feature rich system, supporting the capture of cards with 3DS checks and storing a token that can be used by your team to prove that the user is who they say they are, and to take auto payments and bidder deposits automatically.
Absolutely — BidHarvest® offers ledger exports (invoice summary, VAT summary, vendor summary) and Xero integration for payment syncing, VAT reporting, and statement generation directly from the auction manager section in the back office.
Yes — BidHarvest® comes with configuration options that allow you to choose where users are passed through the Strip Identity AML checks. At the point of registering for an account, registering to bid on their first auction, or when a bidding or selling threshold is approached or met.
Yes. Users must agree to stored card payments and can revoke authorisation at any time. BidHarvest® is smart enough to know whether AutoPay is enabled or not at the point of processing user invoices. It can also limit the option for its activation based on the users shipping locale.
Yes. You will set up your own business account with your chosen payment provider. They will provide us with an API key that we will use to link up all of the payment features with BidHarvest®. This ensures that your clients financial details are securely held with the 3rd party provider ensuring full PCI DSS compliance.
Yes. With BidHarvest® you can restrict payment by card to lower value transactions, ie £1,000 and automatically switch to bank transfer or open banking for higher value transactions.BidHarvest® also fully supports part payments against invoices, creating a reducing balance that shows in all of the financial reports and in the users my account section.
Already Making The Switch
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